


In the face of foreclosure, predatory companies often swoop in with lowball offers, hoping to capitalize on your urgency and lack of options. At Choice Home Mortgage and the Gregory James Group, we stand against these heartless tactics by providing you with a full spectrum of alternatives that respect your hard-earned equity. Whether you're looking to sell your home for top dollar on the open market, receive a fair cash offer, or explore other tailored services like loan modifications and credit repair, we ensure you're equipped with all the information needed to make the best decision for your future. Our commitment is to protect your interests and maximize your returns, offering a partnership that values integrity and transparency above all.

Benefit #1: Maximized Home Value
Benefit #2: Comprehensive Support and Options
Benefit #3: Expert Negotiation and Protection
Benefit #4: Holistic Financial Services
Benefit #4: Local Market Expertise

Receiving a Notice of Default is a serious matter, but there are multiple options available to you. These include negotiating a loan modification, exploring refinancing options, arranging a forbearance agreement, or, if selling is the best choice, pursuing a sale for top dollar to maximize your equity. Our team is here to explore all these options and recommend the best course of action tailored to your situation.
Stopping the foreclosure process depends greatly on your specific circumstances, but common strategies include loan modification, special forbearance, or a repayment plan that suits your current financial situation. We collaborate with reputable non-profit organizations and have in-depth knowledge of various assistance programs that might be available to you.
If retaining your home isn't feasible, other options such as a short sale or a deed in lieu of foreclosure can prevent the consequences of a foreclosure. These alternatives can help protect your credit and potentially release you from the obligation to repay the loan under more forgiving terms. We'll guide you through these processes and help negotiate with lenders on your behalf.
Selling your home quickly doesn’t mean you have to settle for a low offer. Our team ensures that your home is marketed effectively to attract serious buyers and secure competitive offers. We provide expert valuation and negotiation to make sure you receive the best possible price for your home, preserving as much of your equity as possible.



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Corp NMLS #1416824 | NMSL # 2003644 | CA DRE 02144679
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Montana Real Estate Inc. d/b/a Gregory James Group and Choice Home Mortgage. Choice Home Mortgage Team Powered by E Mortgage Capital. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender.
Doing business as E Mortgage Capital in All States.
(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)
