Hope is Here!

Facing Foreclosure? Discover Compassionate Solutions and Expert Guidance

20 Years Experience!


With over two decades of dedicated service, we at Choice Home Mortgage and the Gregory James Group have been steadfast allies to homeowners navigating the challenges of foreclosure. Our extensive experience enables us to offer expert guidance and compassionate solutions, ensuring that each client receives the support and options necessary to manage their situation with dignity and hope.

MAXIMIZE YOUR HOME’S VALUE


Avoid Lowball Offers and Explore Your Options with Us


In the face of foreclosure, predatory companies often swoop in with lowball offers, hoping to capitalize on your urgency and lack of options. At Choice Home Mortgage and the Gregory James Group, we stand against these heartless tactics by providing you with a full spectrum of alternatives that respect your hard-earned equity. Whether you're looking to sell your home for top dollar on the open market, receive a fair cash offer, or explore other tailored services like loan modifications and credit repair, we ensure you're equipped with all the information needed to make the best decision for your future. Our commitment is to protect your interests and maximize your returns, offering a partnership that values integrity and transparency above all.

Experience The Difference.


  • Benefit #1: Maximized Home Value


  • Benefit #2: Comprehensive Support and Options

  • Benefit #3: Expert Negotiation and Protection

  • Benefit #4: Holistic Financial Services

  • Benefit #4: Local Market Expertise





Greg & Esther

Gregory James Group | Choice Home Mortage

CUSTOMER TESTIMONIALS

What Our Clients Say

This is only a few of over 130 plus 5 star reviews!


Frequently Asked Questions


Answers to Your Most Pressing Questions

What are my options if I've just received a Notice of Default?


Receiving a Notice of Default is a serious matter, but there are multiple options available to you. These include negotiating a loan modification, exploring refinancing options, arranging a forbearance agreement, or, if selling is the best choice, pursuing a sale for top dollar to maximize your equity. Our team is here to explore all these options and recommend the best course of action tailored to your situation.

How can I stop the foreclosure process and keep my home?


Stopping the foreclosure process depends greatly on your specific circumstances, but common strategies include loan modification, special forbearance, or a repayment plan that suits your current financial situation. We collaborate with reputable non-profit organizations and have in-depth knowledge of various assistance programs that might be available to you.

What if I can't afford to keep my home? Are there options other than foreclosure?

If retaining your home isn't feasible, other options such as a short sale or a deed in lieu of foreclosure can prevent the consequences of a foreclosure. These alternatives can help protect your credit and potentially release you from the obligation to repay the loan under more forgiving terms. We'll guide you through these processes and help negotiate with lenders on your behalf.

How can I stop the foreclosure process and keep my home?

Selling your home quickly doesn’t mean you have to settle for a low offer. Our team ensures that your home is marketed effectively to attract serious buyers and secure competitive offers. We provide expert valuation and negotiation to make sure you receive the best possible price for your home, preserving as much of your equity as possible.

Website Designed by Firm Carrot - Copyright 2024 - All Rights Reserved - Terms & Conditions | Privacy Policy

Corp NMLS #1416824 | NMSL # 2003644 | CA DRE 02144679


For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Montana Real Estate Inc. d/b/a Gregory James Group and Choice Home Mortgage. Choice Home Mortgage Team Powered by E Mortgage Capital. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender.

Doing business as E Mortgage Capital in All States.


(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)